Depopulation Resources - Public
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Depopulation Resources
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Find the current depopulation offers, letters and statistics and the latest coverage worksheets for your depopulation needs. View the list of Takeout Companies that have been approved by the Office of Insurance Regulation (OIR) to participate in Citizens' Depopulation Program.
Personal (Depopulation Choices)
Sample Policyholder Choice letter, form and coverage worksheets are available under Personal Lines Letters and Personal Lines Coverage Worksheets.
12.17.24 - American Integrity
12.17.24 - Florida Peninsula
12.17.24 - Manatee
12.17.24 - Slide
12.17.24 - Trident
11.19.24 - American Integrity
11.19.24 - Manatee
11.19.24 - Monarch
11.19.24 - Orange
11.19.24 - Slide
11.19.24 - Trident
10.22.24 - American Integrity
10.22.24 - Florida Peninsula
10.22.24 - Homeowners Choice
10.22.24 - Manatee
10.22.24 - Monarch
10.22.24 - Slide
10.22.24 - Southern Oak
10.22.24 - TypTap
05.21.24 - American Integrity
05.21.24 - Security First
05.21.24 - Slide
03.19.24 - American Traditions
03.19.24 - Edison
03.19.24 - Florida Peninsula
03.19.24 - Slide
03.19.24 - Southern Oak
02.20.24 - Edison
02.20.24 - Florida Peninsula
02.20.24 - Orange
02.20.24 - Security First
01.23.24 - Edison
01.23.24 - Florida Peninsula
01.23.24 - Monarch
01.23.24 - Slide
01.23.24 - Southern Oak
01.23.24 - TypTap
01.23.24 - US Coastal
Commercial (Depopulation Choices)
Commercial Nonresidential policies are not eligible for opt-out.
Sample Policyholder Choice Letter, form, and coverage worksheets are available under Commercial Lines Letters and Commercial Lines Coverage Worksheets.
01.21.25 - Manatee
01.21.25 - Slide
10.29.24 - American Coastal
10.29.24 - Condo Owners Reciprocal Exchange
10.29.24 - Manatee
10.29.24 - Slide
06.25.24 - Condo Owners Reciprocal Exchange
04.23.24 - Condo Owners Reciprocal Exchange
Personal Lines
Depopulation Packets
Policyholder Choice Offer* | En español (Eligible to Remain with Citizens)
Policyholder Depopulation Offer* | En español (Not Eligible to Remain with Citizens)
Notice of Assumption and Nonrenewal and Certificate of Assumption | En español
Remain with Citizens Confirmation Letter | En español
Unsuccessful Assumption Notice | En español
Commercial Lines
Depopulation Packets
Commercial Residential Policyholder Choice Offer* | En español
(Eligible to Remain with Citizens)
Commercial Residential Policyholder Depopulation Offer* | En español
(Not Eligible to Remain with Citizens)
Commercial Non-Residential Policyholder Depopulation Offer* | En español
(Not Eligible to Remain with Citizens)
Notice of Assumption and Nonrenewal and Certificate of Assumption | En español
Remain with Citizens Confirmation Letter (Commercial Residential Only) | En español
Commercial Residential Unsuccessful Assumption Notice | En español
Commercial Non-Residential Unsuccessful Assumption Notice | En español
*Includes letters and forms
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Exposure Removed 2014-2024
Exposure Removed 2007-2013
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2023 Policy Type
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2010-2015 Wind Exposure
2024 Tri-County Data - Commercial Lines
2024 Tri-County Data - Personal Lines
2023 Tri-County Data
2022 Tri-County Data
2021 Tri-County Data
2020 Tri-County Data
2019 Tri-County Data
2018 Tri-County Data
Depopulation Resources - PL Coverage Information
Personal Lines Coverage Information
Below are companies participating in Citizens’ Depopulation Program. Expand each menu to find a link to the company’s website, a list of policy types with links to standard coverage details, and a side-by-side comparison with a Citizens policy.
Depopulation Resources - CL Coverage Worksheets
Commercial Lines Coverage Information
Below are companies participating in Citizens’ Depopulation Program. Expand each menu to find a link to the company’s website, a list of policy types with links to standard coverage details, and a side-by-side comparison with a Citizens policy.
Depopulation FAQ Search Button
Web Content Display (Global)
Online Choice Selection
Policyholder Choice Selection
The Depopulation Packet you received indicates your policy’s eligibility to choose between coverage options.
Only policies that receive an offer of coverage that is more than 20% greater than Citizens’ estimated renewal premium are eligible to remain with Citizens.
To submit your choice, you will need the following information:
- Policy number
- Registration code provided on your Offer Form
A step-by-step walk through of completing your company choice is available in this video Registering Your Company Choice.
Note: Commercial Nonresidential policies cannot choose to opt-out of an assumption. You either must accept the depopulation offer or rewrite coverage with another company.
Web Content Display (Global)
Asset Publisher
General Information
Depopulation Plan (2017-2023)
Personal Lines Takeout Plan (2012-2016)
Commercial Lines Takeout Plan (2012-2016)
Takeout Company Claims Reimbursement Process
Takeout Company Contacts & Resources
Calendars
Personal Lines Agent/Policyholder (2024)
Personal Lines Takeout Company (2024)
Commercial Lines (2024)
Personal Lines Agent/Policyholder (2025)
Personal Lines Takeout Company (2025)
Commercial Lines (2025)
Links
OIR Requirements for Participation
Policies in Force Snapshot