Report a Claim - Public
Carousel Claims
Report a Claim
Navigation Menu
Breadcrumb
Web Content Display (Global)
Asset Publisher
Experiencing a loss can be stressful and confusing. Reporting a claim should not be.
You can report a claim 24/7/365 using one of two convenient options:
Report Your Claim Online
You can report your claim by computer or your mobile device through myPolicy, Citizens’ online policyholder self-service tool. You can use myPolicy to enroll Personal Lines policies in paperless delivery, view and download policy documents (excluding claims documents), submit a claim, and view your policy, claims and billing information. You also can make payments under certain conditions.
- To report a claim through myPolicy, you will need a myPolicy account. Information about how to register for myPolicy is available on our myPolicy page.
- Once you logged into your myPolicy account, navigate to the Claims tab and click the blue Report a Claim button to start your claim.
Report Your Claim by Phone
Citizens’ toll-free claims hotline is available 24 hours a day, seven days a week.
Claims Hotline – 866.411.2742
When you call, a friendly customer service representative will ask you for the following information:
- Your policy number
- Your contact information, including any temporary addresses or phone numbers where you can be reached if you have been displaced
- Damage description (example: tree fell on roof, lightning struck house)
- Mortgage company information (if applicable)
Call even if you are missing some of this information. Citizens will be able to assist you.
Web Content Display (Global)
Call Citizens First Materials
Important policy contract changes affect payment for emergency measures and permanent repairs following a loss. All new and renewing HO-3, HO-6 and DP-3 policies are affected.
Learn what is changing.
General Information
Brochure: Reporting a Claim in 4 Easy Steps
Brochure: Using Citizens' Managed Repair Program
Managed Repair Program
Policyholder Resources
Call Citizens First Information Card
(En español)
Call Citizens First Magnet
Policyholder ID Card
Report Fraud
Call Citizens First - Search FAQs
Web Content Display (Global)
Asset Publisher
Policyholder Declaration of Rights
Citizens is committed to providing the best possible customer service to its policyholders. As part of that commitment, Citizens adheres to the following:
Policyholder Declaration of Rights
- Created by Citizens as part of its Plan of Operation
- Applies to all Citizens policyholders
Homeowner Claims Bill of Rights
- Created by the Florida Legislature
- Applies to any personal residential property insurance claim filed with property and casualty insurance companies operating in Florida