Citizens works with private market insurance companies to help our policyholders find coverage in the private-market:

Property Insurance Clearinghouse

The Property Insurance Clearinghouse is an innovative program that helps Citizens agents find private-market insurance coverage for consumers who believe Citizens is their only insurance option. Companies participating in the clearinghouse benefit from:

• Increased access to Florida insurance consumers through Citizens' network of appointed agents

Depopulation Program

The Depopulation program works with private-market insurance companies interested in offering coverage to Citizens policyholders. Participating companies must be approved by the Office of Insurance Regulation (OIR).